Pet Health Insurance

Health insurance is just as important for pets as it is for us. Many companies now offer pet health insurance. These plans are NOT like human health insurance plans, and are called Indemnity plans. The insurance company will pay a set amount for a given procedure and the owner pays the difference in price to the veterinarian. Reimbursement rate, approved procedures, and annual costs vary among insurers. www.petinsurancereview.com has a link to compare Rates and Coverage between “leading” insurers.  Make sure to click on “Compare cat insurance” to get to the correct information. This website is very useful for comparing plans within a company and between companies.

Pet owners that have pet insurance are more likely to seek annual preventative care, do recommended procedures such as wellness blood work, dental prophylaxis or medical tests for their pets. They are better able to pay for catastrophic illness such as liver failure, or urinary blockage.  Just like most types of insurance, you often pay in more than you get back in benefits, but having coverage protects the health of your pet over its lifetime, helps the owner pay for good preventative care and protects the owner from large unexpected medical costs. 

Think about enrolling your kitten or cat today! Some adult cats with pre-existing conditions may not be eligible for insurance, or may be more expensive to enroll.  Go to www.petinsurancereview.com for more information.